GoProposal AML offers three ID check options to suit different risk-based approaches. All checks screen for:
Politically Exposed Persons (PEPs)
Sanctioned individuals
Adverse media
Address and date of birth verification
The main differences lie in how each check verifies identity and the level of assurance each check provides.
Companies House has introduced new regulations requiring Accountancy Service Providers (ACSPs) to verify the identity of their clients, including director authentication, in adherence to Anti-Money Laundering (AML) standards.
Basic check
Requires client name, date of birth, and address
Returns results within minutes
Ideal if you meet clients face-to-face and store photographic ID evidence separately
Document check
Collects, verifies, and securely stores identity documents in the client record
Completed via a mobile-friendly web portal
Confirms the document is authentic and not forged
Includes PEP, sanctions, and address verification
May not fully meet Companies House requirements for director authentication; additional information might need to be submitted directly to Companies House.
Biometric check
Collects, verifies, and securely stores identity documents in the client record
Completed via a mobile app
Confirms document authenticity and performs facial similarity checks to match the client to the ID
Recommended for virtual accountants or firms that don’t meet clients in person
Commonly used in the banking and legal sectors for the highest level of assurance
Fully complies with Companies House guidance for ACSP ID verification.
Requires no additional codes or inputs for compliance.
Key difference between document and biometric checks
Document check: Confirms the ID document is genuine
Biometric check: Confirms the ID document is genuine and verifies the client’s face matches the document photo
If you don’t meet clients face-to-face, the biometric check provides the highest confidence in their identity- Only the biometric check is sufficient for full compliance with Companies House ACSP requirements.- For full compliance with Companies House regulations, it is recommended to use biometric checks whenever possible.- Monitor Companies House regulatory updates regularly to stay informed about any changes in requirements.- Consult Companies House directly for specific queries regarding documentation and compliance.
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